Light of Rubi Privacy Policy.
Last updated: June 8, 2026
This Privacy Policy describes how Light of Rubi (the “Site”, “we”, “us”, or “our”) collects, uses, and discloses your personal information when you visit, use
our services, or make a purchase from lightofrubi.com (the “Site”) or otherwise communicate with us (collectively, the “Services”). For purposes of this
Privacy Policy, “you” and “your” means you as the user of the Services, whether you are a customer, website visitor, or another individual whose
information we have collected pursuant to this Privacy Policy.
Please read this Privacy Policy carefully. By using and accessing any of the Services, you agree to the collection, use, and disclosure of your information
as described in this Privacy Policy. If you do not agree to this Privacy Policy, please do not use or access any of the Services.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time, including to reflect changes to our practices or for other operational, legal, or regulatory reasons.
We will post the revised Privacy Policy on the Site, update the “Last updated” date and take any other steps required by applicable law.
How We Collect and Use Your Personal Information
To provide the Services, we collect and have collected in the past personal information about you from a variety of sources, as set out below. The information that we collect and use varies depending on how you interact with us
In addition to the specific uses set out below, we may use information we collect about you to communicate with you, provide the Services, comply with any applicable legal obligations, enforce any applicable terms of service, and to protect or defend the Services, our rights, and the rights of our users or
others.
What Personal Information We Collect
The types of personal information we obtain about you depends on how you interact with our Site and use our Services. When we use the term
“personal information”, we are referring to information that identifies, relates to, describes or can be associated with you. The following sections
describe the categories and specific types of personal information we collect.
Information We Collect Directly from You
Information that you directly submit to us through our Services may include:
- Basic contact details including your name, address, phone number, email.
- Order information including your name, billing address, shipping address, payment confirmation, email address, phone number.
- Account information including your username, password, security questions.
- Shopping information including the services you view, put in your cart or add to checkout.
- Customer support information including the information you choose to include in communications with us, for example, when sending a message through the Services.
Information We Collect through Cookies
We also automatically collect certain information about your interaction with the Services (“Usage Data”). To do this, we may use cookies, pixels and
similar technologies (“Cookies”). Usage Data may include information about how you access and use our Site and your account, including device information, browser information, information about your network connection, your IP address and other information regarding your interaction with
the Services.
If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.
If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.
Gravatar Profile Pictures
An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available at Automattic Privacy Policy. After approval of your comment, your profile picture is visible to the public in the context of your comment.
Information We Obtain from Third Parties
Finally, we may obtain information about you from third parties, including from vendors and service providers who may collect information on our
behalf, such as:
- Companies who support our Site and Services, such as WordPress and it’s plug ins.
- Our payment processors, who collect payment information (e.g., bank account, credit or debit card information, billing address) to process your
payment in order to fulfill your orders and provide you with products or services you have requested, in order to perform our contract with you such as but not limited to Woopay, Stripe, and Link. - When you visit our Site, open or click on emails we send you, or interact with our Services or advertisements, we, or third parties we work with, may
automatically collect certain information using online tracking technologies such as pixels, web beacons, software developer kits, third-party libraries,
and cookies. - Scheduling Platforms: We utilize third-party scheduling services to manage appointment bookings and calendars. When you book a session, these platforms collect your name, email address, and scheduling preferences on our behalf to complete your registration.
- Newsletter & Subscription Services: We utilize Substack to manage our email newsletter and communication distribution list. If you choose to subscribe to our newsletter, you will be redirected to their platform, where Substack collects your email address and profile details on our behalf. You can review how they protect your data via the Substack Privacy Policy.
Any information we obtain from third parties will be treated in accordance with this Privacy Policy. We are not responsible or liable for the accuracy of
the information provided to us by third parties and are not responsible for any third party’s policies or practices. For more information, see the section
below, Third Party Websites and Links.
Embedded Content from Other Websites
Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.
These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.
How We Use Your Personal Information
- Providing Products and Services. We use your personal information to provide you with the Services in order to perform our contract with you,
including to process your payments, fulfill your orders, to send notifications to you related to your account, purchases, paid services, other transactions, to create, maintain and otherwise manage your account, and to enable you to post reviews. - Marketing and Advertising. We use your personal information for marketing and promotional purposes, such as to send marketing, advertising and
promotional communications by email, and to show you advertisements for products or services. This may include using
your personal information to better tailor the Services and advertising on our Site and other websites. - Security and Fraud Prevention. Visitors may be checked through an automated spam detection service. If you enter this site or choose to use the Services and register an account, you are responsible for keeping your account credentials safe. We highly
recommend that you do not share your username, password, or other access details with anyone else. - Communicating with you. We use your personal information to provide you with customer support and improve our Services. This is in our legitimate
interests in order to be responsive to you, to provide effective services to you, and to maintain our business relationship with you.
How We Disclose Personal Information
In certain circumstances, we may disclose your personal information to third parties for legitimate purposes subject to this Privacy Policy. Such circumstances may include:
- With vendors or other third parties who perform services on our behalf (e.g., IT management, payment processing, data analytics, customer support, cloud storage, etc.).
Category:
- Identifiers such as basic contact details and certain order and account information
- Commercial information such as order information, shopping information and customer support information
- Internet or other similar network activity
Categories of Recipients:
- Vendors and third parties who perform services on our behalf (such as Internet service providers, payment processors, fulfillment partners, customer
support partners and data analytics providers) - Business and marketing partners
- Affiliates
We do not use or disclose sensitive personal information for the purposes of inferring characteristics about you
Third Party Websites and Links
Our Site may provide links to websites or other online platforms operated by third parties. If you follow links to sites not affiliated or controlled by us,
you should review their privacy and security policies and other terms and conditions. We do not guarantee and are not responsible for the privacy or
security of such sites, including the accuracy, completeness, or reliability of information found on these sites. Information you provide on public or semipublic venues, including information you share on third-party social networking platforms may also be viewable by other users of the Services and/or
users of those third-party platforms without limitation as to its use by us or by a third party. Our inclusion of such links does not, by itself, imply any
endorsement of the content on such platforms or of their owners or operators, except as disclosed on the Services.
Cookies
Like many websites, we use Cookies on our Site. For specific information about the Cookies that we use related to powering our store with Stripe or other payments, see below. We use Cookies to power and improve our Site and our Services, to run analytics and better understand user interaction with the Services. We may also permit third parties and services providers to use Cookies on our Site to better tailor the services or products.
Payment Processing & Express Checkout Solutions
When you make a purchase on our store, your payment data is securely processed through third-party financial services. We do not store your full credit card details on our servers. To fulfill your order, we pass required billing details, shipping addresses, purchase totals, and contact information to your chosen provider.
- WooPayments, Stripe, and Link: All standard card and bank processing on our store is managed through WooPayments and subject to the Stripe Privacy Policy.
- WooPay Express Checkout: If you choose to accelerate your checkout using WooPay, your encrypted details are saved securely across participating stores. You can learn how they manage your personal information via the Automattic Privacy Policy.
- Google Pay: When you select Google Pay, Google processes your payment information according to the Google Privacy Policy and provides us with the necessary shipping and billing information to complete your transaction.
- Amazon Pay: By using Amazon Pay, you authorize us to access your Amazon account information for checkout. Your transaction data is securely handled under the Amazon Pay Privacy Notice.
- Affirm (Buy Now, Pay Later): If you choose to finance your purchase through Affirm, you will be redirected to their platform. Affirm collects your personal and financial information to evaluate credit eligibility subject to the Affirm Privacy Policy.
- Klarna (Buy Now, Pay Later): If you choose to pay in installments via Klarna, your personal data (contact and order details) will be passed to Klarna to assess whether you qualify for their payment options. Your data is handled in accordance with the Klarna Privacy Notice
Disclaimer & Limitation of Liability
Our services involve intuitive spiritual and personal guidance. By using our Services, you understand and agree to the following:
- Not Professional Advice: The information, insights, and guidance provided during our services are for spiritual, and entertainment purposes only. They do not constitute professional legal, financial, medical, or psychological advice, diagnosis, or treatment.
- User Responsibility: You assume full, personal responsibility for any actions, choices, decisions, or lifestyle changes you make based on your interactions with the Services.
- Limitation of Liability: We are not liable or responsible for any direct, indirect, incidental, or consequential actions or outcomes resulting from your reliance on the information or guidance provided on our Site or during our sessions.
Legal Basis for Processing Personal Information (EEA/UK Visitors):
If you are located in the European Economic Area (EEA) or the United Kingdom (UK), our legal basis for collecting and using your personal information depends on the context of the collection:
- Performance of a Contract: We process your personal, billing, and scheduling information to fulfill your service orders and manage your bookings.
- Legitimate Interests: We process your usage data, cookies, and blog comment data to protect our site from fraud, handle spam detection, and maintain our business relationship with you.
- Consent: We process your data for marketing and newsletter communications via Substack only when you have given us your explicit, voluntary consent to join our mailing list.
Your Rights Under GDPR
If you are a resident of the EEA or the UK, you possess the following data protection rights, which you may exercise at any time by contacting us:
- Right of Access & Portability: You may request a copy of all personal data we hold about you.
- Right to Rectification: You may request that we correct any inaccurate or incomplete personal information.
- Right to Erasure (“Right to be Forgotten”): You may request that we permanently delete your personal information, excluding data we are legally obligated to keep for tax, financial, or administrative auditing.
- Right to Object or Restrict Processing: You may object to us processing your personal data or request that we restrict how we use it.
- Right to Withdraw Consent: If we rely on your consent to send marketing emails, you may withdraw your consent at any time by clicking the “Unsubscribe” link located at the bottom of any Substack email communication newsletter/marketing.
Children’s Data
The Services are not intended to be used by children, and we do not knowingly collect any personal information about children. If you are the parent or
guardian of a child who has provided us with their personal information, you may contact us using the contact details set out below to request that it be deleted.
As of the Effective Date of this Privacy Policy, we do not have actual knowledge that we “share” or “sell” (as those terms are defined in applicable law) personal information of individuals under 18 years of age.
Data Retention
We retain your personal information only for as long as necessary to fulfill the purposes outlined in this policy. For any client who purchases a service, we maintain your transaction history, contact details, and progress documents for up to seven (7) years to ensure continuity should you return for future services, and to satisfy state and federal financial, legal, and tax obligations. For standard store orders not involving ongoing services, data is retained only as long as necessary to fulfill the order.
Security and Retention of Your Information
Please be aware that no security measures are perfect or impenetrable, and we cannot guarantee “perfect security.” In addition, any information you
send to us may not be secure while in transit. We recommend that you do not use unsecure channels to communicate sensitive or confidential
information to us.
Contact Us
For more information about our privacy practices, if you have questions, or if you would like to make a complaint, please contact us by e-mail at lightofrubi@yahoo.com.